Moneris + Shuttle

Moneris is Canada’s largest payment processor, jointly owned by RBC Royal Bank and BMO Bank of Montreal. Processing billions of transactions annually, Moneris provides domestic acquiring with direct connections to Canadian card networks including Interac Debit and Interac Online, payment methods that are essential for serving Canadian consumers but unavailable through most international processors. Moneris also supports Visa, Mastercard, American Express, and Discover, along with specialized capabilities like Level 2 and Level 3 transaction data for B2B payments, which helps corporate clients qualify for lower interchange rates on business card transactions.

Shuttle’s integration with Moneris gives platforms optimized Canadian payment processing through a PSP-neutral payment layer. Platforms can put their Canadian merchants on Moneris for local acquiring, with higher authorization rates and lower cross-border fees, while merchants elsewhere use other connected PSPs. Each merchant’s processor is a configuration in Shuttle, so this needs no conditional logic in the platform’s own code. Voice Checkout payments for merchants on Moneris run through Moneris, with Shuttle limiting the merchant’s PCI scope, and Links Checkout presents the payment methods the merchant has turned on.

For platforms with a significant Canadian customer base, connecting Moneris through Shuttle provides the authorization rate and cost advantages of a direct domestic processor without the overhead of maintaining a separate Moneris integration alongside other PSPs. Shuttle handles Moneris’s specific API requirements and tokenization format, and gives platforms Moneris transaction and refund data in the same format as all other connected processors. This is particularly valuable for North American platforms that need both Moneris for Canadian optimization and a US-focused processor for domestic American transactions. Each merchant is configured against the processor that suits it, without increasing the platform’s integration complexity.