Payment Infrastructure for Auto Finance Platforms

For Car Financing

Auto finance platforms juggle dealer-mandated PSPs, phone-based payment collection and multi-step payment flows from deposit to final payment. Shuttle gives you one payment layer for all of it.

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The Problem

Car financing platforms sit between dealers, lenders and customers, each with different payment requirements.

Dealer-mandated PSPs, phone-based collections and multi-step payment flows create a web of complexity that slows everything down.

Why Auto Finance Struggles with Payments

Pain Points

Dealer & Lender PSP Mandates

Different dealers and lending partners mandate specific payment processors. Supporting each one means custom integrations and fragmented reporting.

Phone-Based Payment Collection

Finance teams still collect deposits and payments over the phone. Without PCI-compliant voice payments, agents are handling card data on every call.

Complex Payment Workflows

Deposits, recurring payments, final payments and refunds: car financing has multi-step payment flows that most payment solutions can't handle cleanly.

One Payment Layer for the Entire Chain

The Shuttle Solution

Multi-PSP Support

Connect the PSPs that dealers or lenders require, from 40+ supported gateways, through one integration. Add new processors as new partners come on board, with no new code.

Voice & Link Payments

PCI-compliant voice checkout for phone collections plus payment links sent by SMS or email for customer self-service. Both channels, one platform.

White-Label Integration

Embed Shuttle into your auto finance platform with your branding. Dealers and customers see your experience, with Shuttle underneath.

Why Auto Finance Chooses Shuttle

Benefits

Support Dealer-Chosen PSPs

Stripe, Worldpay Access and more, from 40+ supported gateways. Each dealer is configured against their own PSP, without a separate integration for each.

Phone Payments for Finance Teams

Agents collect deposits and payments securely over the phone. Card data never touches your systems, which limits your PCI scope.

Payment Links for Customers

Send branded payment links via SMS or email for deposits, instalments or final payments. Customers pay on their own time through a secure checkout.

Faster Deal Completion

Capture deposits over the phone or by payment link, with no waiting for cheques.

Limited PCI Scope

Shuttle maintains PCI DSS Level 1 certification. Card data never touches your auto finance platform, which limits your PCI scope, so your compliance team can stay focused on lending regulation.

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Ready to streamline auto finance payments?

Talk to our team and see how Shuttle can simplify payment collection across dealers, lenders, and customers.

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