ACI Speedpay + Shuttle

ACI Speedpay is the bill payment platform from ACI Worldwide, a long-established provider of real-time payment software used by banks, billers, and merchants worldwide. Speedpay powers electronic bill presentment and payment for around 3,000 organisations across sectors such as utilities, healthcare, government, telecommunications, higher education, insurance, and consumer finance. It accepts cards, ACH, and digital wallets including Apple Pay, PayPal, and Venmo, across web, mobile, IVR, and agent-assisted channels, with tokenisation, encryption, AI-powered fraud management, and Nacha and PCI DSS compliance support built in.

Shuttle connects to ACI Speedpay so platforms can route payments through ACI’s infrastructure using a single, standardised integration. Through Shuttle’s Voice Checkout, businesses can capture card and ACH payments over phone and IVR channels in a PCI-compliant manner, with card data kept out of the agent’s hands. Payment Links generated through Shuttle can settle through ACI Speedpay, and embedded payment flows tap into its tokenisation and fraud screening for secure online transactions. Because Speedpay supports the channels Shuttle orchestrates, platforms get consistent behaviour whether a customer pays by phone, link, or embedded checkout.

For platforms serving billers and high-volume recurring-payment businesses in North America, connecting ACI Speedpay through Shuttle provides access to an enterprise-grade bill payment rail without building and maintaining a direct integration. Shuttle’s multi-PSP architecture lets platforms route ACI Speedpay transactions alongside other connected processors, choosing the right rail per merchant, region, or payment type. The result is reliable bill payment processing with the flexibility of a modern orchestration layer.