How to Connect Ecommpay to Twilio for Voice & IVR Payments

By Shuttle Team, June 18, 2026

Ecommpay doesn't natively connect to Twilio for voice payments. If you want to process Ecommpay transactions during a phone call (via IVR, agent-assisted, or AI voice agent), you need a Twilio Pay Connector that bridges the two platforms.

Shuttle's Pay Connector does exactly this. It connects Ecommpay (and 30+ other gateways) to Twilio's <Pay> verb, so you can accept PCI-compliant card payments during any voice interaction.

This guide walks through how the integration works, how to set it up, and what to watch for.


Why Ecommpay + Twilio Don't Connect Directly

Ecommpay is a UK-headquartered payment service provider and direct card acquirer, authorised by the Financial Conduct Authority, with additional European licensing. It combines its own acquiring, 100+ alternative payment methods, and payouts in a single platform, and it's a popular choice for UK and EU merchants in specialised verticals like travel and ticketing where many mainstream providers are more restrictive.

Twilio is built for voice and messaging. Its <Pay> verb captures card details during phone calls via DTMF keypad input, with tones suppressed so agents never hear them.

The problem: Twilio's <Pay> needs a Pay Connector to route captured card data to a payment gateway. Ecommpay isn't one of Twilio's built-in connectors, so there's no native path between the two.

This is where Shuttle comes in. As Twilio's official payment partner, Shuttle provides a Pay Connector that accepts card data from Twilio's <Pay> verb and routes it to Ecommpay's API for processing. One integration connects the two platforms.


How It Works

`` Caller → Twilio (DTMF capture) → Shuttle (Pay Connector) → Ecommpay (processing) → Result ``

  1. Caller reaches payment step. Your Twilio call flow (IVR, Studio, or custom TwiML) triggers the <Pay> verb.

  2. Card details captured via DTMF. The caller enters their card number, expiry, and CVV on the keypad. Tones are suppressed from the agent audio and call recordings.

  3. Shuttle receives card data. The data passes from Twilio's PCI-compliant environment directly to Shuttle's connector. It never touches your servers.

  4. Shuttle charges the card via Ecommpay. The connector creates an Ecommpay payment request, processes the transaction through your Ecommpay project, and handles the response.

  5. Result returned to your call flow. Your webhook receives the Ecommpay payment reference, last four digits, card brand, and transaction status. The call continues.

The entire flow happens in seconds. The caller stays on the line. No redirects, no "please visit our website."


Step-by-Step Setup

Prerequisites

  • A Twilio account with voice capability

  • An Ecommpay account with API credentials (project ID + secret key)

  • A Shuttle account (free to create: you pay per transaction)

Step 1: Install Shuttle's Pay Connector

Go to the Twilio Marketplace and install the Shuttle Pay Connector. This adds Shuttle as an available connector in your Twilio account's Pay configuration.

Step 2: Add Ecommpay Credentials to Shuttle

Log into the Shuttle dashboard. Navigate to Payment Profiles and create a new profile:

  • Gateway: Ecommpay

  • Project ID: Your Ecommpay project identifier

  • Secret key: Your Ecommpay project secret key (used to sign API requests)

  • Currency: Set your default (GBP, EUR, USD, etc.)

  • Environment: Live or Test

Ecommpay sets up separate test and production projects during onboarding, each with its own project ID. Use the test project first, then switch the profile to your production credentials when you're ready to go live.

Save the profile. Shuttle now has a live connection to your Ecommpay account.

Step 3: Configure Your Twilio Call Flow

Add the <Pay> verb to your TwiML or Twilio Studio flow:

``xml <Response> <Say>Please enter your card number followed by the hash key.</Say> <Pay paymentConnector="shuttle-pay-connector" chargeAmount="49.99" currency="GBP" description="Booking payment" action="/payment-complete"> </Pay> </Response> ``

Key parameters:

  • paymentConnector: set to shuttle-pay-connector

  • chargeAmount: the amount to charge

  • currency: ISO currency code

  • action: your webhook endpoint for the payment result

Step 4: Handle the Payment Result

Twilio sends a POST to your action URL with the payment result:

``json { "Result": "success", "PaymentCardNumber": "xxxx-xxxx-xxxx-1234", "PaymentCardType": "visa", "PaymentConfirmationCode": "ECOMMPAY-PAYMENT-REF-123...", "ProfileId": "your-shuttle-profile-id" } ``

Use the PaymentConfirmationCode to look up the transaction in Ecommpay if needed. Update your order, confirm to the caller, and continue the flow.

Step 5: Test

Use your Ecommpay test project credentials in Shuttle and Twilio's test setup to verify the flow end-to-end before going live. Because Ecommpay's test and production environments use identical request formats, promoting to live is a credentials change, not a rebuild.


What You Can Do With Ecommpay + Twilio

Charge Immediately

Standard auth-and-capture. The caller pays, Ecommpay processes, done.

Authorise Now, Capture Later

Place a hold on the card during the call and capture the payment later. Useful for travel bookings, ticketing holds, deposits, or variable-amount transactions where the final figure is confirmed after the call.

Tokenise for Future Use

Capture card details once over the phone. Shuttle tokenises the card and returns a reusable token. Use it for future payments across any channel: web, mobile, voice, or payment links. The card data is never stored in your systems.

Take Deposits and Balances in Travel and Ticketing Call Centres

Travel and ticketing are phone-heavy verticals: itinerary changes, group bookings, box office sales, and rebookings all land in the call centre. With Ecommpay handling the acquiring and Twilio handling the call, agents can take a deposit on the booking call and collect the balance later against the stored token, all without ever hearing a card number.


Multi-PSP: Beyond Ecommpay

One of the key advantages of using Shuttle rather than a single-gateway connector is flexibility. Your Twilio integration stays the same even if you:

  • Add a second gateway: route UK and EU transactions to Ecommpay and other regions to a local acquirer

  • **Serve enterprise customers** who mandate a specific PSP (Stripe, Worldpay, Checkout.com, etc.)

  • Need failover: if one gateway has an outage, automatically route to a backup

  • Split by amount or transaction type: send high-value bookings to one acquirer and low-value top-ups to another

You configure routing rules in Shuttle's dashboard. Your Twilio call flow doesn't change. The <Pay> verb always points to shuttle-pay-connector, and Shuttle handles which gateway processes the transaction.

This is particularly useful for BPOs and outsourced call centres that serve multiple merchants. Each merchant can use their own Ecommpay project (or any other gateway) through the same Twilio integration.


PCI Compliance

The Ecommpay + Twilio integration via Shuttle keeps you completely out of PCI scope:

Layer

PCI handled by

DTMF capture & suppression

Twilio

Card data processing

Shuttle (PCI DSS Level 1)

Payment processing

Ecommpay (PCI DSS Level 1)

Your systems

No card data: SAQ-A

Card data flows from Twilio to Shuttle to Ecommpay. Your application only receives redacted data (last 4 digits, card brand, payment reference). You qualify for SAQ-A, the lightest PCI self-assessment.

For the full picture on PCI compliance with Twilio, see Twilio PCI Compliance: Payments Without Handling Card Data.


FAQ

Can I connect Ecommpay to Twilio without Shuttle? Twilio doesn't have a built-in Ecommpay Pay Connector. You'd need to build a custom connector using Twilio's Generic Pay Connector framework, which means handling PCI compliance for card data processing yourself. Shuttle provides a pre-built, PCI-certified connector that handles this.

Does this work with Twilio Studio? Yes. Twilio Studio supports <Pay>. Configure it with shuttle-pay-connector as the connector and the payment step runs within your Studio flow.

Does this suit specialised verticals like travel and ticketing? Yes. Ecommpay's own acquiring and appetite for specialised verticals is one of the main reasons merchants choose it. The Twilio integration doesn't change your underwriting: transactions process through your existing Ecommpay project under your existing agreement.

What about Ecommpay's test environment? Fully supported. Use your Ecommpay test project ID and secret key in Shuttle and test the full flow with Twilio before going live.

What does it cost? Shuttle charges $0.20 per successful transaction. Ecommpay's standard fees apply on top (your negotiated acquiring rate). No Shuttle setup fees or monthly minimums.

Can I switch from Ecommpay to another gateway later? Yes. Change the gateway in your Shuttle payment profile. Your Twilio call flow stays exactly the same, with no code changes needed.


Related Reading


*Connect Ecommpay to Twilio in minutes with Shuttle's Pay Connector: PCI DSS Level 1, $0.20/transaction, no setup fees. Install on Twilio or book a discovery call.*

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