NAB + Shuttle

National Australia Bank (NAB) is one of Australia’s four major banks and a leading payment acquirer in the Australian market. NAB Transact, the bank’s payment gateway, provides domestic acquiring for Visa, Mastercard, American Express, and local payment methods including EFTPOS — Australia’s dominant debit network. As a domestic acquirer, NAB delivers higher authorization rates for Australian transactions compared to cross-border processing, along with settlement in Australian dollars and compliance with local regulatory requirements. NAB’s Fraud Guard provides built-in risk management with customizable rules, and the gateway supports tokenization for recurring and card-on-file payment scenarios.

Shuttle integrates NAB into its unified payment layer, enabling platforms to route Australian transactions through NAB’s domestic acquiring infrastructure while maintaining connections to international processors for other regions. Through Shuttle, platforms gain the authorization rate and cost benefits of local Australian processing without building or maintaining a direct NAB Transact integration. Voice Checkout transactions from Australian customers are processed through NAB with PCI compliance fully managed by Shuttle’s infrastructure, and Payment Links automatically route to NAB when the transaction geography matches. Embedded Payments flows benefit from NAB’s tokenization capabilities, passed through Shuttle’s orchestration layer for card-on-file and subscription use cases.

Connecting NAB through Shuttle is especially valuable for platforms serving the Australian and Asia-Pacific markets alongside a global customer base. Rather than managing NAB’s specific API, authentication, and settlement processes in parallel with other PSP integrations, platforms rely on Shuttle to normalize everything into a single interface. Shuttle passes through NAB’s Fraud Guard scoring while also enabling platforms to layer on additional fraud tools across their entire transaction volume. For marketplace platforms with Australian sellers, Shuttle handles the split-settlement logic on top of NAB’s acquiring, ensuring sellers receive timely payouts through the domestic banking network while the platform maintains full visibility into payment performance across all connected processors.