Xendit + Shuttle

Xendit is a leading payment infrastructure company built specifically for Southeast Asia, with deep operational presence in Indonesia, the Philippines, and Thailand. These markets are characterized by low credit card penetration and high adoption of alternative payment methods — bank transfers, e-wallets like OVO, GCash, and GrabPay, convenience store cash payments, and QR code systems like Indonesia’s QRIS. Xendit provides native integrations with all of these local methods, along with real-time disbursement APIs that enable instant payouts to bank accounts and wallets. The company holds local payment licenses in its operating countries, ensuring full regulatory compliance and enabling direct connections to domestic banking infrastructure.

Shuttle integrates with Xendit to give platforms access to Southeast Asian payment methods without building region-specific infrastructure. Through Shuttle’s Embedded Payments, platforms can route Indonesian, Philippine, and Thai transactions to Xendit, which presents locally relevant payment methods — e-wallets, bank transfers, virtual accounts, and QR codes — while transactions from other regions flow to processors optimized for those geographies. Payment Links generated through Shuttle dynamically display Xendit’s supported local payment methods when the buyer is in a Xendit-covered market, dramatically improving conversion rates compared to presenting only international card forms. Voice Checkout can initiate payment requests through Xendit for phone-based transactions in the region, triggering e-wallet or bank transfer confirmations on the customer’s mobile device.

Southeast Asia represents one of the fastest-growing digital payment markets globally, and Xendit is the infrastructure layer that makes it accessible. For platforms expanding into the region, the challenge is not just connecting to a processor but navigating the fragmented landscape of local payment methods, banking regulations, and settlement practices that differ by country. Shuttle solves this by abstracting the Xendit integration into the same unified API that handles Stripe, Adyen, or any other connected PSP. A platform can go from zero Southeast Asian payment coverage to full local method support by activating Xendit through Shuttle, without writing region-specific code or obtaining local payment licenses. As Xendit expands into additional Southeast Asian markets, platforms connected through Shuttle automatically gain access to new coverage without integration changes.