Opayo + Shuttle

Opayo, formerly known as Sage Pay, is one of the UK’s most established payment gateways, processing transactions for tens of thousands of British and European businesses. Acquired by Elavon (a US Bancorp subsidiary), Opayo combines deep UK market expertise with strong European acquiring capabilities. The gateway provides 3D Secure 2 authentication, Address Verification Service (AVS), CV2 checks, and tokenization for recurring payments, making it a reliable choice for businesses that prioritize security and fraud prevention. Opayo’s heritage in the UK market means it handles the specific requirements of British commerce — including MOTO (mail order/telephone order) transactions — with established reliability that larger global processors sometimes lack in regional nuance.

Shuttle integrates Opayo across its full channel suite, bringing this trusted UK gateway into a modern multi-PSP orchestration framework. Platforms can route UK and European transactions to Opayo for domestic acquiring benefits while directing traffic from other regions to alternative processors — all through a single Shuttle integration. Voice Checkout is a particularly strong fit with Opayo, since the gateway’s native MOTO support aligns with Shuttle’s PCI-compliant voice payment infrastructure, providing a processing path specifically designed for card-not-present telephone transactions. Payment Links and Embedded Payments leverage Opayo’s 3D Secure 2 implementation, with Shuttle managing the authentication flow seamlessly within the platform’s branded checkout experience.

For UK-focused platforms evaluating their PSP strategy, connecting Opayo through Shuttle provides a path to multi-PSP resilience without abandoning a processor they know and trust. Shuttle normalizes Opayo’s API responses and settlement data alongside other connected processors, so the platform’s reporting and reconciliation systems operate identically regardless of which PSP handled a given transaction. This also enables a gradual diversification strategy — platforms can start with Opayo as their primary UK processor and add international PSPs over time for geographic optimization, with Shuttle managing the routing logic. The result is reduced single-processor dependency and improved authorization rates, achieved without the cost and complexity of building multiple direct payment integrations.