Moneris + Shuttle

Moneris is Canada’s largest payment processor, jointly owned by RBC Royal Bank and BMO Bank of Montreal. Processing billions of transactions annually, Moneris provides domestic acquiring with direct connections to Canadian card networks including Interac Debit and Interac Online — payment methods that are essential for serving Canadian consumers but unavailable through most international processors. Moneris also supports Visa, Mastercard, American Express, and Discover, along with specialized capabilities like Level 2 and Level 3 transaction data for B2B payments, which helps corporate clients qualify for lower interchange rates on business card transactions.

Shuttle’s integration with Moneris gives platforms optimized Canadian payment processing through a PSP-neutral orchestration layer. Platforms can route Canadian transactions to Moneris for local acquiring — benefiting from higher authorization rates, lower cross-border fees, and Interac Debit support — while directing international transactions to other connected PSPs. This geographic routing happens within Shuttle’s infrastructure, requiring no conditional logic from the platform. Voice Checkout transactions destined for Canadian processing flow through Moneris with full PCI compliance managed by Shuttle, and Payment Links automatically present Interac and card options to Canadian customers based on Moneris’s supported payment methods.

For platforms with a significant Canadian customer base, connecting Moneris through Shuttle provides the authorization rate and cost advantages of a direct domestic processor without the overhead of maintaining a separate Moneris integration alongside other PSPs. Shuttle handles Moneris’s specific API requirements, tokenization format, and settlement cycles, presenting them in a unified format alongside all other connected processors. This is particularly valuable for North American platforms that need both Moneris for Canadian optimization and a US-focused processor for domestic American transactions — Shuttle orchestrates the routing between them automatically, delivering the best possible processing path for each transaction without increasing the platform’s integration complexity.