Affirm + Shuttle

Affirm is one of the most widely adopted buy now, pay later (BNPL) providers in North America, enabling consumers to split purchases into transparent instalment plans at the point of sale. Unlike traditional credit products, Affirm shows the total cost upfront with no hidden fees, late charges, or compounding interest. With integrations across major ecommerce platforms and support for both online and in-store purchases, Affirm serves hundreds of thousands of active merchants ranging from small businesses to enterprise retailers.

Through Shuttle’s integration, platforms can offer Affirm as a payment method alongside traditional card processing within a unified checkout experience. Shuttle’s Payment Links support Affirm as a method option, allowing businesses to send payment requests where customers can choose instalment plans directly. For embedded payment flows, Shuttle passes the transaction to Affirm’s decisioning engine while maintaining a consistent checkout interface across all connected processors and payment methods.

For platforms serving merchants in retail, ecommerce, or direct-to-consumer verticals, adding Affirm through Shuttle increases average order values and conversion rates — particularly for higher-ticket purchases where instalment options reduce cart abandonment. Shuttle’s PSP-neutral approach means platforms can offer Affirm alongside their existing card processors without building a separate integration, and can add or swap BNPL providers as the market evolves.